The experience of gaba can be classified in three human experience. First, gaba can be experienced in terms of personal as a payment for personal mistakes being committed. There is only one person who is liable to the mistake. The second is collective which includes the group such as family, clan, organization. The last is temporal to refer to all who has a contingent existent like us. The examples of this are the calamities we suffer such as floods, landslides, and earthquakes. The term gaba is related to the Tagalog term pagbabayad. With regard to human conduct, “pagbabayad is expiation for a fault, and pagbabayad- puri is atonement” (Mercado 1974). It can also be extended to the Tagalog concept of utang na loob or in Cebuano as utang kabubut- on which refer as a debt of gratitude. In order that a person cannot be punished, gabaan, one must see to it that he must observe the sense of giving gratitude to others. This implies the form of life which we can observe the communal life of every Filipino. One is called to be socially oriented and renounce selfish endeavors.
Further, one important thing to remember in the concept of gaba is that there is only one being who has the credible authority to act as a judge and that being is the Supreme God. Hence, gaba is a God’s punishment. In the theory of karma, people aim to have a union with Brahman. Likewise, the Filipinos pray to God to ward off from gaba and so attain unity through praying, offering sacrifices, and reconciliation. In this case, the theory of karma and gaba mean one thing to us when it concerns as a guide to our ethical action. They are both the same by ethical function which is to persuade us to perform just deeds, by their persuasion of good thoughts, words, or deeds, and by their discouragement of evil thoughts, words, or deeds.